Terms of Service for Customers
Welcome to www.eguru.ooo ("eguru.ooo" or "Site"), the web site that is a platform for online advice and professional consulting services. eguru.ooo is owned and operated by ETHNUS Technologies Pvt. Ltd., ("eguru"). The specific features and functionality of the Site are to be determined solely by eguru and are subject to change or termination at any time, for any reason, and without notice.

YOU AGREE THAT BY USING THIS SERVICE YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT.

This Agreement contains all the terms and conditions between a user of eguru.ooo services ("you" or "Customer") and eguru. By using the site, you are executing a binding agreement between eguru and you as the customer. You should therefore read this Agreement carefully. If you do not agree to be bound by this Agreement, do not sign up for a consultation session, send an email question, propose a project request or engage in any other interaction facilitated by eguru.

As a Customer, you also are agreeing to the terms of the eguru Privacy Policy, which is incorporated into this Agreement.

Definition of Service
eguru.ooo provides a platform where Customers can locate an Guru and ask for advice or services. eguru will enable a Customer to communicate with Gurus. This communication may or may not require the Customer to pay for services provided by Gurus. eguru makes no representation or warranty whatsoever as to (a) the willingness or ability of any Guru to give advice, (b) whether the Customer will find the advice given by an Guru satisfactory, (c) whether the advice of the Guru will provide an adequate solution to the Customer's question(s) or (d) whether the Guru's advice will otherwise be suitable to the Customer's needs.

eguru does not refer, endorse, recommend, verify, evaluate or guarantee any advice, information or other services provided by Gurus. Customers should not consider anything to be a referral, endorsement, recommendation or guarantee by eguru of an Guru's advice, information or other services. eguru does not guarantee the validity, accuracy, completeness, safety, legality, quality or applicability of the content on the Site and anything spoken or written by its Gurus, including any information contained in an Guru listing. eguru will not be liable for any damages sustained due to reliance by Customer on information or advice provided by any Guru. The advice or information provided by our Gurus is for informational purposes only and cannot be considered a substitute for professional advice.

Customer hereby releases and agrees to hold harmless eguru, its directors, shareholders, officers, members, managers, employees, agents, successors, Gurus, consultants and assigns from any and all causes of action, claims of any nature and damages resulting from the advice of Gurus accessed through the Site or from the content of the Site.

Disclaimer of Warranty and Limitation of Liability
THE CUSTOMER ACKNOWLEDGES AND AGREES THAT THE eguru.ooo SERVICE IS PROVIDED "AS IS", AND THEREFORE THE CUSTOMER WILL NOT HAVE ANY CLAIM OR DEMAND VIS-A- VIS eguru IN RESPECT TO eguru'S GURUS, PROPERTIES, LIMITATIONS OR COMPATIBILITY WITH THE CUSTOMER'S NEEDS. THE USE OF eguru.OOO IS AT THE CUSTOMER'S SOLE RISK. TO THE FULLEST EXTENT OF THE LAW, eguru EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON- INFRINGEMENT, SECURITY OR ACCURACY.

eguru EXPRESSLY DISCLAIMS ALL WARRANTIES FOR INFORMATION POSTED OR TRANSMITTED BY GURUS. IF A CUSTOMER DECIDES TO RELY ON INFORMATION PROVIDED BY AN GURU FOLLOWING THE USE OF eguru.OOO, THE CUSTOMER MUST EXERCISE A HIGH STANDARD OF CARE. THE CUSTOMER SHALL NOT HAVE ANY CLAIM OR DEMAND VIS-A-VIS eguru, ITS AFFILIATES OR THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS IN RESPECT TO ANY SERVICE OR ADVICE THE CUSTOMER DECIDES TO RECEIVE AND/OR RELY ON. eguru WILL NOT BE DEEMED THE PROVIDER OR RECIPIENT OF ANY SERVICES OR INFORMATION ACQUIRED THROUGH eguru.OOO. THE PURCHASE OF SERVICES IS EFFECTED AT THE CUSTOMER'S SOLE RISK.

UNDER NO CIRCUMSTANCES WILL eguru, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB- CONTRACTORS AND AGENTS BE LIABLE TO ANY CUSTOMER FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE), HOWEVER IT ARISES, WHETHER IN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION OR ARISING FROM THE SERVICES OR ANY PROVISION OF THIS AGREEMENT. eguru, ITS AFFILIATES, THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB- CONTRACTORS AND AGENTS' AGGREGATE LIABILITY FOR DIRECT DAMAGES ARISING WITH RESPECT TO THIS AGREEMENT WILL NOT EXCEED THE TOTAL AMOUNT OF MONEY PAID BY A CUSTOMER TO GURUS THROUGH eguru.OOO IN THE SIX MONTH PERIOD PRIOR TO THE DATE THE CLAIM AROSE. THE CUSTOMER ACKNOWLEDGES AND AGREES THAT eguru DISCLAIMS ANY LIABILITY WITH RESPECT TO ANY CLAIM, SUIT OR ACTION BROUGHT BY AN GURU IN CONNECTION WITH PAYMENT FOR SERVICES BY THE CUSTOMER AND CUSTOMER AGREES TO INDEMNIFY AND HOLD eguru HARMLESS IN CONNECTION WITH ANY SUCH CLAIM.

IN THE EVENT OF A DISPUTE REGARDING ANY TRANSACTION CONDUCTED THROUGH eguru.OOO, THE CUSTOMER HEREBY RELIEVES eguru, ITS AFFILIATES, THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB- CONTRACTORS AND AGENTS FROM ALL MANNER OF ACTIONS, CLAIMS OR DEMANDS AND FROM ANY AND ALL LOSSES (DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL), DAMAGES, COSTS OR EXPENSES, INCLUDING, WITHOUT LIMITATION, COURT COSTS AND ATTORNEYS' FEES, WHICH THE CUSTOMER MAY HAVE AGAINST ONE OR MORE OF THE ABOVE.

Customer's Conduct
You warrant and declare that while you are using eguru.ooo you will agree to and act according to the following rules:

• eguru is not involved in any transactions between Customer and Guru. eguru does not control or verify the quality, relevance or accuracy of the advice, whether the Guru is qualified to provide the specific advice, whether the Guru is categorized correctly or in the most appropriate category to provide the advice sought by the Customer, the accuracy of any postings on the Site or any transmissions through it by Customers or Gurus.
• Customer will not make arrangements outside of the eguru platform to have paid relations or any contact with Gurus contacted through eguru.ooo without written consent from eguru or its agents.
• Customer agrees that any information or content that he or she posts, transmits or receives through eguru.ooo will not be considered confidential. Customer grants eguru.ooo an unlimited, irrevocable, royalty-free license to use, reproduce, display, edit, copy, transmit, publicly perform, create derivative works, or communicate to the public any such information and content on a world-wide basis.
• Customer consents to eguru.ooo collecting and processing any personal information, as per the terms
• All interactions between Customer and Guru will be billed through eguru regardless of if the interaction is online or offline. Customer agrees to abide by the pricing terms agreed upon with an Guru while utilizing eguru.ooo and to pay eguru for all services rendered to Customer by Gurus.
• Customer will not take any actions that may undermine, disrupt or manipulate the integrity of the Customer feedback (rating) system on the Site.
• Customer will not interfere with or disrupt the eguru.ooo servers or networks connected to the Site.
• Customer will not attempt to gain unauthorized access to other computer systems or networks
• Customer will not transmit through the site any unlawful, harassing, libellous, privacy invading, abusive, threatening, defamatory, vulgar, obscene, racist, harmful, or otherwise objectionable material
• Customer will not disobey or breach this Agreement or any other applicable instructions conveyed by
• Customer will not violate any applicable local, state, national or international law, statute, ordinance,
• Customer will not upload, post, e-mail, transmit or otherwise make available: (A) any information or material that infringes upon a third party right, especially intellectual property rights; (B) any third party advertisements, including banner exchange services; (C) any software viruses, Trojan horses, worms or any other malicious application; or (D) any information or material which may constitute or encourage conduct that is a criminal offense, civil wrong or which otherwise violates any applicable
• eguru enables the transfer of files between Customers and Gurus. Opening any such files is at the sole risk of the Customer. It is the Customer's responsibility to scan such files with an anti-virus software application prior to opening them. eguru is not responsible for any the transfer of any computer viruses, malicious software or other damage resulting from opening such files.
• Customer will not stalk, threaten or harass Gurus or other Customers or infringe upon or attempt to infringe upon their privacy.

International Users
eguru makes no claim that the content of the Site is appropriate or may be downloaded outside the India. If you access the Site from a location outside the India, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction regarding online conduct and acceptable content.

Modifications and Termination of eguru.ooo
eguru reserves the right in its sole discretion, and from time to time, to modify or discontinue, temporarily or permanently, the services in eguru.ooo, with or without notice to Customer. Customer agrees that eguru shall not be liable to Customer or any third party for any modification or discontinuance of eguru.ooo's services or for any losses or damages that may result to Customer from such discontinuation or interruption of service.

eguru's services depend on various factors such as software, hardware and communications networks of eguru, its contractors and suppliers and factors outside its control. Hence, eguru cannot guarantee that eguru.ooo's service will be uninterrupted or that it will be timely, secure or error-free.

eguru may, in its sole discretion and for any reason or no reason, terminate Customer's participation in eguru.ooo and refuse any and all current or future use by Customer of eguru.ooo.

Indemnification
Customer shall indemnify, defend and hold harmless eguru and its members, managers, employees, representatives, agents and affiliates against any and all losses, damages, suits, judgments, costs and expenses (including litigation costs and attorneys' fees) arising out of or in connection with any claim, suit, action, or other proceeding brought against eguru or such party, to the extent that such a claim, suit, action or other proceeding is based on or arises from: (a) any breach of any representation, warranty, covenant or agreement to be performed by Customer according to this Agreement; (b) Customer's refusal to pay for services provided by any Guru; or (c) any materials that Customer had posted to eguru.ooo or transmitted through it and/or any content on Customer's Web site or otherwise provided by Customer.

No Assignment
Customer shall not assign his or her rights and obligations according to this Agreement, in whole or in part, whether voluntarily or by operation of law, without the prior, written consent of eguru. Any purported assignment by Customer without the appropriate prior written approval will be null and void and of no force or effect.

Modifications to this Agreement
eguru may change this Agreement or any part hereof at any time according to its absolute discretion and without any prior notice. Therefore, Customer is encouraged to check the terms of this Agreement frequently. By using the service or Site after any changes, Customer agrees to be bound by such changes to this Agreement.

Violation
Customer may report any violation of this Agreement to support@eguru.ooo.

Terms of Service for Gurus
Welcome to www.eguru.ooo ("eguru.ooo" or "Site"), a Web site that is a platform for on-line advice and consulting services. eguru.ooo is owned and operated by eguru, LLC ("eguru"). The specific features and functionality of the Site are to be determined solely by eguru and are subject to change or termination at any time, for any reason and without notice.

YOU AGREE THAT BY USING THIS SERVICE YOU ARE:
(A) AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT AND (B) LEGALLY AUTHORIZED TO WORK IN THE COUNTRY FROM WHICH YOU WILL BE OFFERING SERVICES ON eguru

This Agreement contains all of the terms and conditions between you ("Guru") and eguru. Your use of eguru.ooo as an Guru implies your acceptance of the terms and conditions of this Agreement. By registering as an Guru and agreeing to the terms and conditions of this Agreement, you also are agreeing to the terms of eguru's Privacy Policy, which is incorporated into this Agreement.

Definition of Service
eguru.ooo provides a platform where an Guru may present his or her Guruise and sell advice or services to interested users ("Customers") from eguru.ooo or its affiliates. eguru makes no representation or warranty whatsoever as to the willingness or ability of Customers to pay for any advice given by the Guru. However, payment will be gathered in advance of all consultations.

Disclaimer of Warranty and Limitation of Liability THE GURU ACKNOWLEDGES AND AGREES THAT eguru.ooo IS BEING PROVIDED FOR USE AS IS, AND THEREFORE GURU WILL NOT HAVE ANY PLEA, CLAIM OR DEMAND VIS-A-VIS eguru IN RESPECT TO eguru.ooo'S CUSTOMER, PROPERTIES, LIMITATIONS OR COMPATIBILITY WITH THE GURU'S NEEDS. THE USE OF eguru.ooo IS ACCORDINGLY BEING MADE AT THE GURU'S SOLE AND ENTIRE RISK, WITHOUT WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, SECURITY OR ACCURACY. eguru EXPRESSLY DISCLAIMS ALL WARRANTIES FOR INFORMATION POSTED OR TRANSMITTED BY ITS CUSTOMERS. IF AN GURU DECIDES TO PROVIDE GURU'S SERVICES THROUGH THE USE OF eguru.ooo, GURU MUST EXERCISE A REASONABLE STANDARD OF CARE, AT LEAST THE SAME AS GURU WOULD IN A SIMILAR TRANSACTION NOT CONDUCTED THROUGH THE INTERNET OR THE STANDARD OF CARE MANDATED BY HIS OR HER PROFESSION, WHICHEVER IS HIGHER. THE GURU SHALL NOT HAVE ANY PLEA, CLAIM OR DEMAND AGAINST eguru, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS IN RESPECT OF ANY SERVICES GURU DECIDES TO PROVIDE IN CONNECTION WITH THE USE OF eguru.ooo. eguru WILL NOT BE DEEMED THE PROVIDER OR RECIPIENT OF ANY SERVICES ACQUIRED THROUGH eguru.ooo. THE SALE OR PURCHASE OF SERVICES IS ACCORDINGLY EFFECTED AT THE GURU'S SOLE AND ENTIRE RISK.

UNDER NO CIRCUMSTANCES WILL eguru, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MANAGERS, MEMBERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS BE LIABLE TO ANY GURU FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE), HOWEVER IT ARISES, WHETHER IN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, OR ARISING FROM THE SERVICES OR ANY PROVISION OF THIS AGREEMENT.

eguru, ITS AFFILIATES, THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS' AGGREGATE LIABILITY FOR DIRECT DAMAGES ARISING WITH RESPECT TO THIS AGREEMENT WILL NOT EXCEED THE TOTAL AMOUNT OF MONEY PAID TO GURUS THROUGH eguru.ooo IN THE SIX MONTH PERIOD PRIOR TO THE DATE THE CLAIM AROSE. GURU ACKNOWLEDGES AND AGREES THAT eguru DISCLAIMS ANY LIABILITY WITH RESPECT TO ANY CLAIM, SUIT OR ACTION BROUGHT BY A CUSTOMER IN CONNECTION WITH THE PROVISION OF ANY SERVICES BY GURU (INCLUDING, WITHOUT LIMITATION, REPRESENTATIONS BY THE GURU AS TO GURU'S QUALIFICATIONS AND ADVICE PROVIDED BY THE GURU) THROUGH THE eguru SERVICE AND GURU AGREES TO INDEMNIFY AND HOLD eguru HARMLESS IN CONNECTION WITH ANY SUCH CLAIM AND ANY DAMAGES OR EXPENSES ARISING THEREFROM INCLUDING LEGAL FEES AND COSTS.

eguru WILL NOT BE LIABLE FOR ENFORCING ANY AGREEMENT THAT WAS MADE BETWEEN AN GURU AND A CUSTOMER, INCLUDING GURU FEE AGREEMENT. GURU WILL BE SOLELY RESPONSIBLE FOR ANY AGREEMENT MADE WITH A CUSTOMER. GURU FURTHER ACKNOWLEDGES THAT GURU WILL SOLELY BE RESPONSIBLE AND LIABLE FOR ANY DAMAGES TO ANY CUSTOMER TO WHOM GURU PROVIDES SERVICES AND WHERE THAT CUSTOMER SUFFERS DAMAGES ARISING FROM OR CONNECTED TO SUCH SERVICES. IN THE EVENT OF A DISPUTE REGARDING ANY TRANSACTION CONDUCTED THROUGH eguru.ooo, GURU HEREBY RELEASES eguru AND ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, MEMBERS, MANAGERS, EMPLOYEES, SUB- CONTRACTORS AND AGENTS FROM ALL MANNER OF ACTIONS, CLAIMS OR DEMANDS AND FROM ANY AND ALL LOSSES (DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL), DAMAGES, COSTS OR EXPENSES, INCLUDING, WITHOUT LIMITATION, COURT COSTS AND ATTORNEY'S FEES, WHICH GURU MAY HAVE AGAINST ONE OR MORE OF THE ABOVE.

By submitting the Guru registration form, you the Guru, represent, warrant and agree to the following:

• At all times you the Guru will provide correct and accurate representation of skills, degrees, qualifications, background and other information as prompted in any form on eguru.ooo, and will maintain and update all such information during the term of this Agreement (or during the course of your use of the site) to keep it true, accurate, current and complete. You will maintain such skills, qualifications and other information, including maintaining your status in good standing as a licensed professional in any jurisdiction, as may be required by that jurisdiction, where you practice your profession. You shall not perform services or offer advice in any jurisdiction where you are not authorized, licensed or in good standing to do so.
• You will not offer or provide advice, directly or through writings, as to the value of securities or as to the advisability of investing in, purchasing or selling securities or any report or analysis concerning securities. You will not offer advice or provide any product or services related to or claiming success
• You will not misrepresent yourself or create a misleading name or listing.
• You consent to the recording of each and every call made in connection with eguru, which recordings shall be the sole property of eguru. Guru further acknowledges that eguru may sell such recordings to the customer with which such recording was made and, in addition, eguru may sell such recordings to anyone eguru, in its sole discretion, wishes to sell such recordings to, and Guru hereby relinquishes all rights to such recordings.
• The aforementioned is an ongoing affirmative obligation for the Guru to maintain and update on a regular basis.

Guru's Conduct
You the Guru will be solely and fully liable for all conduct, services, advice, postings and transmissions that are made in your communications through eguru.ooo or under your eguru user name and password. You represent, warrant and declare that while you are using eguru.ooo as and Guru, you will act according to the following rules:

• Guru will be solely responsible for the services provided to Customers and for the verification of Customers' identities and other information delivered to you by Customers
• As a platform where Guru can offer services, eguru is not involved in any transactions between Guru and Customers. eguru does not control the accuracy of any postings on the Site or transmissions through it by Customers. In addition, eguru cannot and will not make any effort to verify the identity of any of its Customers
• Guru will not mislead Customers to believe that he or she can provide a service which is outside Guru's fields of Guruise
• All interactions between Guru and Customer will be billed through eguru regardless if the interaction is online or offline. Guru agrees to abide by the pricing terms agreed upon with Customers while utilizing eguru.ooo.
• All contact between Gurus, customers and any other users who are introduced through the eguru platform must be conducted only through the eguru platform. Exchange of personal contact information is strictly prohibited. Any exchange of contact information or communication outside of the eguru platform, whether via personal email, phone, in person or any other means, is strictly prohibited and is a violation of this Agreement. In the event eguru suspects or determines any such unauthorized contact, eguru reserves the right to withhold payments, levy fines, and/or suspend or terminate service in its sole and absolute discretion.
• Guru will not take any actions which may undermine, disrupt or manipulate the integrity of the Customer feedback (rating) system on the Site.
• Guru will not interfere with or disrupt the eguru.ooo site or servers or networks connected to the Site.
• Guru will not attempt to gain unauthorized access to other computer systems or networks connected to the Site, and will not transmit "junk mail", or any unsolicited mass distribution of e-mail or bulletin board postings.
• Guru will not transmit through the site any unlawful, harassing, libelous, privacy invading, abusive, threatening, defamatory, vulgar, obscene, racist, harmful or otherwise objectionable material of any kind.
• Guru will not disobey or breach this Agreement or any other applicable instructions conveyed by eguru or its officers.
• Guru will not violate any applicable local, state, national or international law, statute, ordinance, rule, regulation or ethical code.
• Guru will not participate in eguru in any manner that is in violation of the rules, regulations or code of conduct of his or her current employer(s), including not divulging any restricted, confidential or otherwise proprietary information of any sort.
• Guru will not upload, post, e-mail, transmit or otherwise make available: (a) any information or material that infringes a third party right, especially copyright or other intellectual property rights; (b) any third party advertisements, including banner exchange services; (c) software viruses, Trojan horses, worms or any other malicious application; or (d) any information or material which may constitute or encourage conduct that is a criminal offense or civil wrong or otherwise violates any applicable law.
• Guru will not impersonate any person or entity, or make any false statement regarding Guru's employment, agency or affiliation with any person or entity.
• Guru will not stalk, threaten or harass Customers or other Gurus or invade or attempt to invade their privacy.
• Guru will not disclose any information that was provided to Guru by a Customer and will use his or her best efforts to guard Customer's privacy
• Guru agrees to comply with all applicable laws regarding use of this Site. Guru may not use this Site to solicit the performance of any illegal activity or other activity which infringes the rights of eguru or others. Guru agrees not to use any device, software or routine to interfere or attempt to interfere with the proper working of the Site or any other person's use of the Site. Guru may not attempt to gain unauthorized access to any portion or feature of the Site by hacking, password "mining" or other illegitimate method of gaining access to restricted data.
• eguru may review the Guru's personal profile and amend any typing or spelling errors. eguru may, in its absolute discretion, remove or refuse to post or transmit in part or full any content uploaded by the Guru. In such case, eguru may, but is under no obligation to, notify Guru of such removal or removal or refusal. Without limiting the foregoing, eguru may remove any content violating this Agreement. The Guru will bear all the risks associated with uploading and transmitting material utilizing eguru.ooo, including reliance on its accuracy, reliability or legality.

Guru and Customer Communication
The main purpose of eguru is to provide a platform for registered Gurus to provide Customers with advice that they seek. By utilizing eguru.ooo, Gurus and Customers can negotiate and enter into a contract for advice. eguru does not screen or edit the content of communications between Gurus and Customers, but eguru may screen, copy, transmit and review all communications conducted by or through eguru.ooo for technical support and/or in order to uphold the terms of this Agreement.

International Users
eguru makes no claim that the content of the Site is appropriate or may be downloaded outside the India. If you access the Site from a location outside India, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction regarding online conduct and acceptable content.

Modifications and Termination of eguru.ooo
eguru reserves the right in its sole discretion, and from time to time, to modify or discontinue, temporarily or permanently, the services in eguru.ooo, with or without notice to Guru. Guru agrees that eguru shall not be liable to Guru or any third party for any modification or discontinuance to eguru.ooo's services, or for any losses or damages that may result to Guru or his or her Customers from such discontinuation or interruption of service.

eguru's services depend upon different factors such as: software, hardware and communications networks of eguru, its contractors and suppliers, and other factors outside its control. Hence, eguru cannot guarantee that eguru.ooo will not be interrupted, or that it will be timely, secure or error-free.

eguru, in its sole discretion and for any or no reason, may terminate Guru's participation in eguru.ooo and refuse any and all current or future use by Guru of eguru.ooo.

Termination of Account by Guru
Guru may terminate their Agreement with eguru at any time by sending an email to support@eguru.ooo. eguru shall invalidate Guru's user name and password within thirty (30) days of receiving such notice. Guru may inactivate his or her own account for any desired period of time from within their eguru account. Notwithstanding termination, all obligations of Guru under this Agreement relating to any activity prior to the termination date shall remain in full force and effect.

Copyright Policy
eguru respects the intellectual property of others, and we ask our users to do the same. eguru may, in appropriate circumstances and at its discretion, terminate the account or access of users who infringe the intellectual property rights of others.

Limited License
eguru grants Guru a nonexclusive, revocable right to use the Site provided that Guru does not copy, modify, create a derivative work of, reverse engineer, disassemble or otherwise attempt to discover any source code, or breach this Agreement.

Indemnification
Guru will indemnify, defend and hold harmless eguru, and its members, managers, employees, representatives, agents and Affiliates against any and all losses, damages, suits, judgments, costs and expenses (including litigation costs and attorneys' fees) arising out of or in connection with any claim, suit, action, or other proceeding brought against eguru or such party, to the extent that such claim, suit, action or other proceeding is based on or arises from: (a) any breach of any representation, warranty, covenant or agreement to be performed by Guru according to this Agreement; (b) Guru's provision of services to any third party, regardless of whether or not they are Customers of the eguru service; or (c) any materials that Guru has posted to eguru.ooo and/or any content on Guru's Web site or otherwise provided to Customers. Guru represents and warrants that it maintains and will continue to maintain adequate insurance if such insurance is required by any applicable laws or regulations which apply to the provision of services by Guru, including, without limitation, professional liability insurance applicable to the legal and medical professions.

Insider Trading
A. Legal Prohibitions and Penalties
Indian SEBI laws and the laws of most jurisdictions worldwide generally prohibit "insider trading" or the purchase or sale, or the recommendation of a purchase or sale, of any stock, bond, option or other security by a person while he or she is in possession of "material non-public information" (sometimes also referred to as "inside information") about the security or its issuer. The use of such material non-public information to avoid losses is no less a violation than the use of such information to generate profits.

Regulators have treated the detection and prosecution of insider trading violations as an enforcement priority, and violations have also been the subject of private legal actions. Indian SEBI laws provide for criminal and civil penalties for violations of the insider trading laws. Sanctions or penalties include jail sentences, civil injunctions, fines for the person who committed the violation of up to three times the profit gained or loss avoided as a result of the unlawful trades, whether or not the person fined actually traded, and fines for the person's employer or other controlling person.

A person can be subject to some or all of these penalties as a "tipper" if he or she discloses material non-public information to another person who then trades while in possession of such information. A person can incur "tipper-tippee" liability if his or her disclosure of information breaches a duty owed to the issuer or the source of the information. A tipper can be liable even if he or she does not personally receive a direct monetary benefit from the ensuing trading activity.

It is also important to understand that the prohibitions on disclosing or misusing information do not apply only to "insiders" such as officers, directors, employees and significant shareholders of an issuer. The prohibitions can also apply to "outsiders" such as consultants, accountants, lawyers and underwriters who have a duty of trust or confidence to the source of the material non-public information. In addition, the prohibitions can also apply to persons with a family relationship to the source of the information, and to persons with any other relationship of trust or confidence with the source (such as when people have a history, pattern or practice of sharing confidences).

You are prohibited from disclosing any non-public information in breach of any duty of trust or confidence to the source or subject matter of the information.

B. Material Information
Information is "material" if there is a substantial likelihood that a reasonable investor would consider it important in deciding whether to purchase, sell or hold a security or other financial instrument. It is also information that, if disclosed, is reasonably likely to affect the market price of the security or instrument. Information may be material even if it relates to speculative or contingent events. Information that is material with respect to a security is also likely to be material with respect to options and other related derivatives.

Information that is material usually includes, but is not limited to: dividend changes, earnings estimates, changes in previously released earnings estimates, significant merger or acquisition discussions or agreements, major litigation or regulatory investigations, regulatory approvals or disapprovals, and extraordinary management developments.

Because the determination of whether information is "material" involves questions of judgment (that may be second-guessed by a regulator who has the benefit of hindsight), you should refrain from disclosing non-public information if you have any questions about whether the information might potentially be considered material.

C. Non-public Information
Information is non-public until it has been effectively communicated to the market place or made widely available to the general public such as by means of a press release carried over a major news services, a public filing made with a regulatory agency, or material sent to security holders or potential investors (such as a proxy statement or prospectus).

It is sometimes difficult to know whether information has been made public. The fact that non-public information is reflected in rumours in the marketplace does not mean that the information has been publicly disseminated. Even when some information regarding a matter has been made public, other aspects of the matter may remain non-public.

Text Message (SMS) Terms of Use
Your wireless carrier's standard messaging rates apply to all text messages sent or received. eguru does not charge for any content; however, downloadable content may incur additional charges from your wireless carrier. Please contact your wireless carrier for information about your messaging plan. Your carrier may impose message or charge limitations on your account that are outside of our control. All charges are billed by and payable to your wireless carrier.

By subscribing, you consent to receiving text messages from eguru. You can unsubscribe at any time from all services by replying with the word STOP to any text message.

You represent that you are the owner, or authorized user of the wireless device you use to subscribe to the service, and that you are authorized to approve the applicable charges.

We will not be liable for any delays or failures in your receipt of any SMS messages as delivery is subject to effective transmission from your network operator and processing by your mobile device. SMS message services are provided on an AS IS, AS AVAILABLE basis.

Data obtained from you in connection with this SMS service may include your mobile phone number, your carrier's name, and the date, time and content of your messages and other information that you may provide. We may use this information to contact you and to provide the services you request from us, and to otherwise operate, develop and improve the service. Your wireless carrier and other service providers may also collect data from your SMS usage, and their practices are governed by their own policies. We will only use the information you provide to the service to transmit your text message or as otherwise described in this document. Nonetheless, we reserve the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect our rights or property. When you complete forms online or otherwise provide us information in connection with the service, you agree to provide accurate, complete, and true information.

The service as well as the content and materials received through the service are proprietary to us and our licensors, and is for your personal, non-commercial use only. You shall not damage, impair, interfere with or disrupt the service or its functionality.

We reserve the right to alter charges and/or these terms and conditions from time to time. We may suspend or terminate the service to you if we believe you are in breach of our terms and conditions. Your service is also subject to termination in the event your wireless service terminates or lapses. We may discontinue the service at any time.

If you have any questions, e-mail support@eguru.ooo

No Assignment
Guru shall not assign his or her rights and obligations according to this Agreement, in whole or in part, whether voluntarily or by operation of law, without the prior, written consent of eguru. Any purported assignment by Guru without the appropriate prior written approval will be null and void and of no force or effect.

Modifications to this Agreement
eguru may change this Agreement without prior notice by posting modifications on the Site. Unless otherwise specified by eguru, all modifications shall be effective upon posting. Therefore, Guru is encouraged to check the terms of this Agreement frequently. By using the service or Site after the changes become effective, Guru agrees to be bound by such changes to the Agreement. If Guru does not agree to the changes, Guru may terminate access to the Site and participation in eguru services by following the procedures set forth above.

Violation
The Guru may report any violation of this Agreement to support@eguru.ooo.